Buy a Home
Everyone deserves a decent place to live
About Habitat Houses
Habitat for Humanity homes are built to be simple, decent and affordable. Our homes are designed by local or Seattle-based architects, and are built by Habitat partner families, volunteers and local sub-contractors.
The size of the home is dependent on the size of the family. Generally homes range from 800 square feet up to 1,470 square feet.
All Habitat homes are Energy Star Plus certified. To reach Energy Star Plus certification, these homes not only meet the rigorous standards of the original ENERGY STAR certification but go beyond to offer even greater energy savings and environmental benefits.
- Exceptional Energy Savings: ENERGY STAR Plus homes are designed to be at least 20% more energy efficient than standard homes1. This means homeowners can enjoy significantly lower utility bills.
- Superior Comfort: These homes feature advanced insulation, high-performance windows, and state-of-the-art heating and cooling systems. This ensures a consistent indoor temperature, providing a more comfortable living environment year-round.
- Healthier Living Spaces: Improved ventilation systems and the use of low-emission materials in ENERGY STAR Plus homes contribute to better indoor air quality. This is particularly beneficial for individuals with allergies or respiratory conditions.
- Environmental Responsibility: By consuming less energy, these homes help reduce greenhouse gas emissions and reliance on fossil fuels.
Wondering if you qualify?
Please see the income chart and criteria below.
Habitat Extended Program
If your income level is higher than the chart above, we are excited to offer a new pathway for homeownership in Jefferson County. The Habitat Extended Program supports households earning above 80% and up to 150% of Area Median Income (AMI), a group that is often locked out of traditional mortgages and priced out of the local housing market.
To learn more, visit the Habitat Extended Program
Homebuyer Orientation
Our application process typically begins with an orientation that covers general information about our program and provides answers to some of your questions.
Select the option that works for you:
Option 1: An online self-paced video orientation can be accessed.
- Click here to watch the video on YouTube.
- Or click on the video on this page to view it on your device.
Option 2: Zoom orientations are held the third week of the month. Click one of the links below to sign up.
Option 3: In person orientations can be scheduled at a time more convenient for you; simply click here to schedule.
None of these options work for you? Email us at info@habitatejc.org to set up an orientation.
Program Application
Ready to apply? Click the green button to Apply Now or download an application below.
We are currently taking applications for:
Mason Street Neighborhood in Port Hadlock.
Program Criteria
The four criteria for building a house with Habitat are:
Need
Habitat homebuyers are people in need of decent, affordable housing who are unable to resolve their housing issues on their own. Their needs may include living in substandard conditions, including unsafe or unhealthy environments, lack of utilities, unaffordable cost, overcrowding, or temporary housing.
Ability to Repay a Mortgage
As a participant, you will buy a house from Habitat that you help build. You will repay a low cost mortgage not exceeding approximately 1/3 of your monthly income.
Willingness to Partner
Homeowners invest 200 to 300 hours of sweat equity labor in building their own house. In addition, monthly homeowner classes prepare families for responsibilities of homeownership.
Residency
Program participants should live or work in East Jefferson County at the time of application.
FAQ
How much do the homes cost?
Home prices vary depending on factors like size and location. Generally, they begin in the mid $200,000s range.
What does Habitat Homeownership cost monthly?
What if I need accommodations?
We’ll work with you! We offer accommodations so that everyone who is willing can participate in our programs, for example:
- Translation services
- Sweat equity adapted for disabilities
- Homebuyer education available for hearing or vision impaired
- Home modifications based on disability related needs
- Assistance completing paperwork
- Additional accommodations available. Just ask!
What income do I need to qualify?
We review your entire financial picture, including your income, credit history and total debt, to determine if you qualify for a mortgage to purchase one of our houses. The best way to find out if you qualify is to apply so that our Homeowner Services team can review your unique financial situation with you. We take a lot of factors into account; you might be surprised you qualify.
What happens if I don’t qualify for a Habitat program?
Our Homeowner Services team will be transparent with you as to why you did not qualify and will work with you to help you qualify in the future!